Cost of Living in Orlando, Florida in 2025

Orlando, known for its world-renowned theme parks and vibrant culture, continues to attract residents from across the globe. As the city grows, understanding the cost of living becomes essential for prospective residents and those planning to relocate. This comprehensive guide provides an in-depth look at the various expenses associated with living in Orlando in 2025.​

Overall Cost of Living Index

Orlando’s cost of living index is approximately 99.3, indicating that it is slightly below the national average of 100. This suggests that, overall, living in Orlando is marginally more affordable than in other parts of the United States. ​

Breakdown of Living Costs by Category

Housing and Rent

Housing is a significant component of living expenses in Orlando. As of April 2025, the average rent prices are:​

Apartment Size	Average Monthly Rent
Studio	$1,400
1-Bedroom	$1,593
2-Bedroom	$1,936
3-Bedroom	$2,280

These figures reflect a competitive rental market, with prices varying by neighborhood and amenities. ​

Utilities and Internet

Utility costs in Orlando are slightly above the national average. Residents can expect the following monthly expenses:​

Utility	Average Monthly Cost
Electricity	$160
Water & Sewer	Varies
Internet (60 Mbps)	$70.91

These costs can fluctuate based on usage, household size, and service providers.

Transportation

Transportation expenses in Orlando encompass fuel, public transit, and vehicle maintenance. Gasoline prices average around $3.32 per gallon. Public transportation is available through the Lynx bus system, with a monthly pass costing approximately $50. Additionally, the I-Ride Trolley offers convenient travel along International Drive, catering to both residents and tourists.​

Groceries and Dining

Grocery prices in Orlando have experienced a notable increase, with a 4.3% rise between March 2024 and March 2025. The average monthly food budget is estimated as follows:​

Household Size	Average Monthly Food Cost
1 Person	$350–$400
2 People	$700–$800
3 People	$1,050–$1,200

Dining out remains a popular option, with average meal costs as follows:​

Dining Option	Average Cost
Inexpensive Restaurant	$15
Mid-range Restaurant (2)	$60

These expenses highlight the importance of budgeting for food-related costs, especially given recent price increases in essential items like eggs, meats, and dairy products. ​

Healthcare Expenses

Healthcare costs in Orlando have been on the rise. In 2025, the average annual premium for individual coverage reached $8,377. This increase underscores the need for adequate health insurance and financial planning. It’s also important to consider out-of-pocket expenses for services such as doctor visits, dental care, and prescription medications.​

Taxes in Orlando

Florida’s tax structure offers certain advantages:​

• State Income Tax: None
• Sales Tax: 6.5%
• Property Tax: Effective rate of 0.79%​

While the absence of state income tax is beneficial, property taxes have seen significant increases in recent years. Homeowners should also be aware of potential increases in property insurance premiums, especially in areas prone to natural disasters.​

Education and Childcare

Childcare costs in Orlando are a considerable expense for families.

Orlando is also home to several higher education institutions. The University of Central Florida, a public university, offers tuition and fees of approximately $5,954 for in-state undergraduate students. Housing and food costs add an additional $13,412, bringing the total annual cost to around $19,366. Both universities offer a range of programs and financial aid options.​

Entertainment and Leisure

Orlando offers a variety of entertainment options, with costs varying by activity. For instance, general admission to popular theme parks can range from $70 to $150 per day. Residents should budget accordingly for leisure activities, including gym memberships, movie tickets, and cultural events. Additionally, Orlando’s proximity to beaches and parks provides opportunities for low-cost or free recreational activities.

Frequently Asked Questions

What Are The Cheapest Neighborhoods To Live In Orlando?

Some of the more affordable neighborhoods include Pine Hills, Azalea Park, and Holden Heights. These areas generally offer lower rent prices while still providing access to public transportation and local amenities.

Does Orlando Offer Cost Advantages For Remote Workers?

Yes, Orlando’s absence of state income tax and moderate housing prices make it an attractive city for remote workers looking to save on living expenses while enjoying a warm climate and urban amenities.

How Much Do Utilities Cost For A Small Household In Orlando?

A one- to two-person household in Orlando typically pays between $160 and $220 per month for utilities, depending on energy use and the time of year. Summer air conditioning needs can cause noticeable spikes in monthly bills.

Is It Expensive To Own A Car In Orlando?

Owning a car in Orlando is fairly common, but it can be costly. Between insurance, maintenance, parking, and gas, residents can expect to spend around $400 to $600 monthly. However, public transit is available for those who want to reduce these costs.

Are College Students Able To Live Affordably In Orlando?

Yes, especially for students attending the University of Central Florida or Valencia College. Many students save money by living with roommates, using campus transportation, and accessing university dining plans or food assistance programs.

Disclaimer: The above data is based on authoritative sources such as the U.S. Census Bureau, U.S. Bureau of Labor Statistics, Florida Department of Health, and other government agencies. For the most current and detailed information, please refer to the respective official websites.