VA Loans

VA Loans

VA Loans

The VA does not require a down payment and is flexible when it comes to credit history.

Some of the benefits of a VA loan:

  • Flexible underwriting and lower credit requirements
  • Fewer fees and lower closing costs in general
  • No down payment required
  • No mortgage insurance
  • Can be used to purchase or refinance an existing loan

Am I Eligible For A VA Loan?

Unlike a conventional mortgage, not everyone is eligible to apply for a VA loan. These loans are available to veterans, active-duty service members, and current and former National Guard and reserve members. Surviving spouses are also eligible for a VA loan.

The following individuals are eligible for a VA loan:

  • Veterans
  • Active duty service members
  • Current or former National Guard or Reserve members
  • Discharged members of the National Guard
  • Surviving spouses of service members

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